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Our Retirement Income & Analysis Process

How Your Information Frames Our Process

We don’t take your retirement planning lightly. We want to truly understand your goals, needs, and desires so we can keep them close to your plan. The initial period is devoted to us truly understanding you. Here is the key information we’ll be collecting in order to craft your personalized strategy.

Member Information

  • Income information
  • Social Security
  • Pension planning information
  • 401 (k) plan information
  • Other retirement account information (Traditional IRA, Roth IRA, Additional 401(k), etc.)
  • Same info for spouse

Other Accounts

  • Type of Accounts (savings, investment, etc.)
  • Type of ownership (member, spouse, joint)

Additional Income Sources

  • Type of income

Retirement Income Goals

  • Budgeting method or Estimation method
  • Portfolio selection

Risk Tolerance Assessment

  • Your time horizon
  • Your risk perspective
  • Your investment objective and portfolio recommendation

Helpful Items

  • Recent paystubs
  • Retirement account statements
  • Pension estimates
  • Other investment statements
  • Social security statements (if available)

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Our Approach

At Pereira Wealth Management, we take a transparent approach to helping Union members and their families maximize their savings and pension plans, so they can plan for and enjoy retirement.

Our Approach

About Us

Our firm specializes in serving the unique needs of hardworking Union members like you, helping you plan confidently for the retirement you desire. You can feel confident that we have your specialized situation, and needs, in mind.

Our Firm

Contact Us

With Pereira Wealth Management, you can get more from your Local Union and employer benefits. We specialize in supporting New Jersey Union members, and beyond, to help plan for and enjoy a confident retirement.

Contact us Today